Recover From Identity Theft — Trusted Credit Restoration Services
Signs You May Be a Victim of Identity Theft
Unauthorized accounts
If you spot new credit cards, loans, or accounts on your credit report that you didn’t open, it’s a major red flag. Identity thieves often apply for credit in your name using stolen personal information. These accounts can cause damage to your credit before you even know they exist.
Sudden credit score drop
A drastic drop in your credit score could signal identity theft. This may happen if a fraudster maxes out a credit card or misses payments on a fraudulent account. If your score has dropped for no clear reason, it’s essential to investigate quickly. We review your credit reports in detail and flag suspicious activity.
Bills for unknown accounts
Receiving bills or collections notices for accounts you never opened is another common sign of identity theft. These often show up months after fraudulent activity has occurred. Ignoring them can hurt your score, even if the debt isn’t yours. We help dispute these accounts, contact collectors, and ensure your report is accurate.
Our Identity Theft Restoration Process
Analyze credit reports
Our first step is to review your credit reports from all three bureaus—Equifax, Experian, and TransUnion. We search for discrepancies, unfamiliar accounts, and unauthorized inquiries.
Identify fraudulent accounts
Once we spot suspicious entries, we compile a list of confirmed fraudulent accounts and inquiries. This step allows us to separate actual identity theft from simple reporting errors.
submit dispute letters
We prepare and send professional dispute letters to creditors & credit bureaus. These letters include documentation and references to legal protections under the FCRA to ensure fraudulent items are removed.
Fraud Alerts & Credit Freezes
To prevent future damage, we help you place fraud alerts or credit freezes with each bureau. These precautions notify lenders to take extra steps before approving credit in your name.
police reports and FTC filings
We guide you through filing a police report and submitting an identity theft affidavit with the Federal Trade Commission (FTC) to validate your claim and initiate removals.
Why Choose Global Credit
When you’re dealing with identity theft, time and trust matter. Choosing Global Credit means faster response times, personalized attention, and expert guidance when you need it most. We understand how credit bureaus, banks, and government agencies operate, and we know the steps required to restore your identity and correct your credit reports. Our established relationships with financial institutions and industry professionals help streamline communication and accelerate resolution. In addition, we’re committed to promoting financial literacy and partnering with resources that protect consumers nationwide. Let the Global Credit team help you reclaim your financial peace of mind.